How it works
- Answer 4 questions. About a minute. No credit check for the review.
- Get a free review. A specialist looks at the numbers and explains the options in plain language.
- You decide. There's no obligation and no pressure. If it's not a fit, we'll tell you.
Common questions
Is this a loan?
No. We are not a lender. Debt settlement works by negotiating with your creditors to accept less than the full balance owed.
Does the review cost anything?
No. The review is free. A fee applies only if someone enrolls in a program and a debt is actually settled.
What kinds of debt can be included?
Unsecured debt such as credit cards, medical bills, personal loans, and accounts in collections. Mortgages, auto loans, and federal student loans generally cannot be included.
Is my information safe?
Yes. Your answers are private, used only to match you with the right option, and never sold. See our Privacy Policy.